Resolution Life Australasia Limited

This licence authorises the licensee to:

Engage in credit activities as a credit provider by:

carrying on a business of providing credit being credit the provision of which the National Credit Code applies to; and/or

being a credit provider under a credit contract; and/or

performing the obligations or exercising the rights of a credit provider in relation to a credit contract or proposed credit contract as the credit provider; and/or

providing credit assistance to a consumer that relates to a credit contract or proposed credit contract under which the licensee is or will be the credit provider; and/or

being a mortgagee under a mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or

performing the obligations or exercising the rights of a mortgagee in relation to a mortgage or proposed mortgage that secures or will secure obligations under a credit contract under which the licensee is the credit provider; and/or

being a beneficiary under a guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider; and/or

performing the obligations or exercising the rights of a beneficiary under a guarantee or proposed guarantee that guarantees obligations under a credit contract under which the licensee is the credit provider,

limited to:

credit activities engaged in by the licensee in accordance with the terms and conditions of:

a life policy within the meaning of the Life Insurance Act 1995 (the Life Act) that was entered into before 1 July 2010 by the licensee, or acquired by the licensee by operation of Part 9 of the Life Act; or

a document issued or given by the licensee in relation to a life policy within the meaning of the Life Act that was entered into before 1 July 2010 by the licensee, or acquired by the licensee by operation of Part 9 of the Life Act.